Last updated: July 22, 2026
Welcome to the network of digital properties operated by Dincred Ltda. By accessing or using our websites and services, you agree to be bound by these Terms and Conditions of Use. If you disagree, cease using our services immediately.
1. IDENTIFICATION AND CONTACT
Dincred Ltda | CNPJ: 39.227.958/0001-55 | Av. Turmalina, No. 860, Dona Rosarinha, Santa Luzia/MG, Brazil – ZIP 33.080-305 | contato@comofaria.com.br
2. SCOPE AND JURISDICTION (UNITED STATES)
These Terms apply globally. For U.S. residents, Dincred Ltda respects the FTC Act, CCPA/CPRA, TILA, and applicable state consumer protection laws, which shall prevail where not contractually displaceable.
FTC Affiliate Disclosure: This site may display sponsored content or links to third-party financial sites (banks, fintechs) from which Dincred Ltda may receive compensation. This does not affect the objectivity of the information presented.
3. MEDIA OPERATIONS AND MONETIZATION
Dincred Ltda manages these domains through programmatic partnerships and MCM structures with partners like Google. Third-party ads are automated; Dincred Ltda is not responsible for third-party content accessible through such ads. Users must be at least 16 years old (or the age of majority in their state) to use these services independently.
4. PRIVACY
Data processing is governed by our Privacy Policy, incorporated into and forming part of these Terms.
5. PROHIBITED CONDUCT
Strictly prohibited: (a) use of bots or click farms to generate artificial traffic; (b) advertising fraud practices; (c) technical attacks including hacking, DDoS, malware injection, or unauthorized scraping. Violations may result in immediate access restriction and legal action under U.S. and Brazilian law.
6. INTELLECTUAL PROPERTY
All content is owned by Dincred Ltda or its licensors, protected under the U.S. Copyright Act, Lanham Act, and international treaties. Unauthorized reproduction or commercial exploitation is prohibited.
7. LIMITATION OF LIABILITY
The site is provided “as is.” To the maximum extent permitted by U.S. law, Dincred Ltda is not liable for third-party platform decisions or consequential damages. You agree to indemnify Dincred Ltda against claims arising from misuse of the site or breach of these Terms.
8. GOVERNING LAW AND DISPUTE RESOLUTION
These Terms are governed by applicable U.S. federal law (FTC Act, CCPA/CPRA, TILA) and California state law. Disputes are subject to courts in Santa Luzia, MG, Brazil, without prejudice to U.S. consumers’ rights before the FTC or U.S. federal/state courts.
9. DIGITAL ACCESSIBILITY
Dincred Ltda is committed to inclusion. We strive to align interfaces with WCAG 2.2 AA. Contact contato@comofaria.com.br for accessibility concerns.
10. GENERAL PROVISIONS
Severability: invalidity of any provision does not affect remaining provisions. Entire Agreement: these Terms and the Privacy Policy constitute the complete agreement between Dincred Ltda and the User. Questions? contato@comofaria.com.br